Personal Banking
Regardless of your age or financial standing, First Bank of Beloit offers accounts and financial products that fit you and your financial goals. Please feel free to contact a personal banking representative for detailed account terms and conditions.
LOANS
We offer a variety of loans at unbeatable rates, including auto, agricultural, real estate (commercial, residential and agricultural), business and personal.
DEBIT CARDS
For Fraud, Lost or Stolen Cards please contact the Bank at 785-738-2251.
After hours please contact Fiserv at 800-472-3272.
CD'S
Variable terms and competitive rates allow our customers to maximize guaranteed returns on their money. Current rates are available by calling the bank at (785) 738-2251.
IRA'S
Let us help you plan for your future with an Individual Retirement Account tailored to your unique needs and vision.
SAFE DEPOSIT BOXES
Safe, secure and affordable storage for all of your valuables and personal documents:
4 x 4.5 - $10.00 per year
9 x 3 - $15.00 per year
9 x 4 - $20.00 per year
9 x 5 - $24.00 per year
9 x 9.5 - $40.00 per year
ACCOUNTS
Regular - Unlimited withdrawals / Customers 62 years and older pay no monthly maintenance fee / Monthly Maintenance fee is waived if daily balance is $250 or more
Student - No minimum balance / Full-time students 24 and under / Check fee waived for 20 checks per month / No monthly maintenance fee
Super Now - Interest credited monthly / Unlimited withdrawals / Minimum balance requirement of $1,000.00 / Non-commercial accounts only
MMDA - Interest credited monthly / Six pre-authorized withdrawals, checks to third parties, or telephone transfers per month / Unlimited transactions in person, or by mail, or ATM / Minimum balance requirement of $1,000.00
Savings - Interest compounded quarterly / Monthly maintenance fee is waived if daily balance is $25 or more / Six pre-authorized withdrawals, or telephone transfers per month / Unlimited transactions in person, or by mail, or ATM